+           Degree or equivalent in computer science / engineering

+           Minimum 6+ years of relevant working experience in particularly banking/ financial services industry     

+           Good understanding and experience in SDLC (Software Development Life Cycle) is necessary

+           Strong facilitation skills and experience of leading workshops to gather / clarify requirements

+           Thorough experience in writing use cases, documenting business / functional requirements/ narratives and defining requirements traceability

+           Experience in working Agile methodology writing user stories and narratives is preferred (not must)

+           Experience in JIRA and Confluence is preferred (not must)

+           Ability to walkthrough the documented requirements with Business / product team and obtain sign off

+           Review test scenarios/ test cases , support SIT and UAT

+           Knowledge transfer to Development, Testing and Application Support teams

+           Support users for live verification during implementation

+           Strong conceptual and analytical skills demonstrating problem solving abilities

+           Ability to work in fast paced , team oriented environment with minimum direction and management oversight

+           Strong and assertive communication in speaking  and writing

+         Bridge between product and engineering team

+         Product solutioning by brainstorming the requirement with the internal stake holders

+         Prepare, Review, analyze, and interpret Business Requirements Documents (BRD) and providing feedback on key functionalities and technical feasibility

+         Build solutions and architecture for new product lines

+         Analyze and translate BRDs into Functional Requirements Document (FRD)

+         Drive customer processing implementation projects of electronic payments processing business activities following global project coordination methodology

+         Adhere to the requirements processes as well as SDLC to gather, write and maintain FRDs.

+         Conduct FRD walkthroughs for multiple teams (Development, Quality Control, User Acceptance Testing, Training, Market Readiness and Operations) to explain new and enhanced functionality

+         Assesses market competition by comparing the company's product to competitors' products

+         Develop prototypes and Business Use Case Scenarios as per the requirements

+         Act as subject matter expert on requirement issues for all phases of the SDLC

+         Coordination with the Creative team (UI/UX) to develop the User Interface screen

+         Coordination with the stake holder for getting sign offs on the user stories, wireframe and Mockups

+         Organizing and leading the knowledge sharing session with the development, testing teams to spread the requirement

+         Core understanding of Payments Systems , Payment Wallet and Payment Gateways.

+         In depth knowledge of Person to Person transfer (P2P), account transfer (P2A

+         Experience Implementation expert for money transfer over social media (WhatsApp, Facebook, e-mail, hike)

+         Knowledge in Aadhaar Enabled Payments System, ecommerce and Aadhaar Payments Bridge (ABP)

+         Understanding of new use cases: ‐ credit card payments, cross border remittance, NUUP‐National Unified USSD Platform

+         Technical knowledge, extensive product development experience in mobile payment area and mobile Wallets

+         Familiar about guidelines and norms for Mobile Banking industry and Prepaid Payment Instruments in India